More information about your car insurance Ajman? Read on below.
What is a car insurance policy?
When you buy a car, you also have to take out car insurance. Liability
insurance is compulsory. But you can also opt for a more comprehensive
insurance such as a limited or full comprehensive insurance. In total you
can choose from 50 different car insurance policies, coverage and policy
conditions. Need help taking out your car insurance? We are happy to help
you through it in 3 steps. And do you have any questions? We are ready for
you !
Calculate car insurance
Do you want to calculate the premium for your car insurance Online? The first
step is to compare car insurance policies. In a few steps you compare
multiple car insurance policies and calculate the best price for your
insurance policy. We need some information from you to calculate your
premium. Make sure you have the number of damage-free years, the number of
kilometers per year and your license plate.
Step 1: compare and take out car insurance Online
Comparing your car insurance is very easy: We first ask you a few
questions. They are about things on which the insurer bases the premium.
Such as your claim-free years and the current value of your car.
You can then choose which car insurance you want: third-party
liability insurance or third-party insurance. We will of course give you
clear advice on this.
Made a choice? Then you immediately see the three best deals and which
car premium you pay for this. Do you want to dive a little further? Then
simply compare details such as policy conditions, insurers with breakdown
assistance coverage or turn the passenger insurance on and off. You can then
take out car insurance immediately or first view a quote online.
You can drive well insured within 10 minutes. This is how easy it is to
compare and take out your car insurance through InsuranceHub.ae.
Step 2: choose coverage and supplementary insurance
Are you going to compare car insurance? Then you must quickly choose which
coverage you take. You have three options:
A liability insurance. This is also called a legal liability insurance. This
is the cheapest car insurance that there is, but is also required by law.
This insurance reimburses the damage that you cause to others with your car.
Your own damage is not reimbursed.
A limited hull coverage (this is also called plus WA). In addition to the
coverage that you have with a third-party insurance, damage to your own car
will also occur in the event of a fire, storm, theft and window use. Damage
to your own car through your own fault is not reimbursed.
All- risk coverage (full airframe coverage). This is the most comprehensive
coverage. You will also receive a compensation for damage caused by your own
fault.
Which coverage is best for you depends on the year of manufacture and the
value of your car (for example, the current value). Don’t just choose the
cheapest car insurance and coverage: good car insurance is more important!
Choose additional car insurance: Additional car insurance is not
mandatory. But sometimes it can be handy. Keep in mind that the premium of
your car insurance will be higher if there is an additional insurance.
Finding a cheap car insurance policy is then more difficult. These
additional car insurance policies are there:
passenger insurance accident This insurance reimburses a fixed amount
if someone becomes disabled or dies after an accident. The passenger
insurance applies to everyone who is currently in the car. damage insurance
for passengers. This passenger insurance reimburses the damage that the
driver and / or passengers are left with due to an accident. Sometimes it is
personal injury, sometimes it is damage to luggage or clothing. The amount
that you are reimbursed is equal to the amount of the damage.
legal assistance insurance. You use this insurance for legal advice and
expert legal assistance if, for example, you have a conflict concerning a
car or personal injury.
Looking for more information about a car insurance policy Onlilne? Then view
the product indexes that have been compiled by the UAE Association of
Insurers.
Step 3: Take out car insurance and cancel the old one
Are you going to compare your car insurance via InsuranceHub.ae? Then you can
often close it immediately. You will receive a confirmation e-mail from us
so that you know immediately whether you have been accepted for car
insurance. Then you can hit the road with confidence.
Not immediately accepted? In some cases, you are unfortunately not
immediately accepted. For example, if you have had a lot of damage or a
cancellation with a previous car insurer. The insurer must then approve your
application. In the meantime, you sometimes receive provisional coverage
from us. You are not yet definitively accepted, but you are allowed to drive
the car. In other cases, an acceptor really needs to look at your request
and you are not allowed to drive the car.
Need help canceling your car insurance Online? Did you already have
car insurance and are you now switching to a new one? Canceling your old car
insurance is easy. We are happy to help you with that. If you want, you can
indicate this during the application. You will receive a link from us with
which you can easily create a cancellation letter yourself. You then only
have to send it to your old insurer or intermediary.
Need help with your car insurance Online? Useful tips We understand
that taking out good and cheap car insurance is not always easy. Maybe you
have a specific situation or a special car. Or maybe you first want some
more information, for example about the road tax (motor vehicle tax) or
current value. To make this easier for you, we have collected all the
information for you and developed simple tools. Take a look.
Useful information Do you want to insure a special or special car?
Then “normal” car insurance is not always the best choice for you.
Choose additional car insurance: Additional car insurance is not
mandatory. But sometimes it can be handy. Keep in mind that the premium of
your car insurance will be higher if there is an additional insurance.
Finding a cheap car insurance policy is then more difficult. These
additional car insurance policies are there:
Do you want to insure an electric car? Do you have a special car such
as an old-timer, hybrid car or a lease car?
Do you want to insure a business car? For example, a delivery van?
Do
you also take out delivery van insurance with InsuranceHub.ae?
Calculating: the catalog value In addition to the daily value, you can
also calculate the catalog value of your car at InsuranceHub.ae. The catalog
value is the value of the car when it was sold for the first time.
Car damage: claim or pay yourself?
It is not always advantageous to claim car damage from your insurer. This is
because you will lose claim-free years and your premium will increase. Our
tool advises you on what you can do best in your situation.